Retirement Kickstart

Retirement is the one goal where starting early beats being smart, and where setup paralysis quietly costs the most. This playbook collapses “someday I should save for retirement” into one afternoon of decisions followed by a system that runs itself: claim the full employer match first, pick the right account for your tax situation, invest in boring-but-correct index funds or a target-date fund, and automate contributions so they happen before you can talk yourself out of them.